Make A Payment

Our prior payment service is no longer available. Due to this, we chose the best, least-cost system to help our members make their monthly loan payments.

We encourage you to try this system out for the next few months and let us know how the convenience and ease of making payments has improved your experience! If you need some help getting started, please call us or visit our branch. We are happy to help get you set up on this new system.

We’re now making things easier! Make a payment to your Mint Valley FCU loan from any external account; as easy as a text message or online through our website or mobile banking.

What you should know:

  • You will receive a text message informing you of the amount due on your loan. You will be able to review your payment options or you will be able to opt-out of our text message service by texting “STOP”.
  • The link will take you to a portal where you will be asked to verify your account with your account number and date of birth.
  • When you verify your account for the first time you will have to set up the following:
    • 4 digit pin: once you have entered your account number and date of birth, it will prompt you to create a 4 digit pin. Store this information in a secure place as you will need this pin number to verify future payments.
    • Preferred method of payment: to make a payment you will have to add your preferred form of payment in the portal. You can do this by selecting ADD NEW DEBIT CARD or ADD NEW BANK ACCOUNT which will prompt a secure website for you to input your information. If done correctly, there will be a message stating ‘Payment Method Success’ and you will be redirected to the payment portal.

After 11.29.2021, you’ll receive text reminders – no need to sign up! If you would like to receive important communications and promotion-related information, text MINTCU to 74994. This will allow you to opt-in for marketing messages directly from Mint Valley FCU.

We hate fees too but unfortunately, there is an increased fee for this service. There is a $4.99 fee for making a payment via text message. This fee will be effective January 1, 2022.

Once your account has been successfully verified, you will be directed to the payment portal where you’ll be able to see all of your loans and will also be able to select your preferred payment method.

Member Benefits:

  • Encrypted information guarantees your information is secure
  • Convenient ways to pay from an external account: text, website or mobile banking
  • Payments accepted from checking accounts, savings accounts and debit cards
  • The transaction fee is only $4.99

Frequently Asked Questions

If I opt-out of receiving text messages will I still be able to pay my loans online?
Yes, you will have to access the payment portal through our website or online and mobile banking. However, you will not receive any text notifications regarding payment reminders and will not be able to make a payment via text message.

How can I pay my account via text message?

Once you receive a text reminder, you respond “Pay” to the same text. You will be asked to enter your pin to verify your account, once you have completed this process your payment will be complete and you should receive a confirmation text. NOTE: you will have to set up a 4 digit pin and preferred method of payment prior to using text payments.