From financial calculators and budget tools to debt coaching and credit building tips, we have a wide variety of tools and resources to make your life easier.


Connect with BALANCE, it’s a free service available to all our members, offering a variety of resources to match what’s happening in your life, including free, confidential financial counseling. Certified counselors are available to answer your questions about money management and other personal finance topics. Toll-Free Infoline: 888-456-2227

Balance Track

A personal finance education program to help you learn about money management, investing, credit reports, home ownership, identity theft and financial planning.

Debt & Budget Coaching

Take a closer look at your spending and savings plan, your debt and develop action steps to meet your goals.

Homeownership Coaching

Buying a home is one of the biggest financial commitments you’ll ever make. BALANCE counselors can help you make a plan.

Identify Theft Solutions

Take steps to avoid becoming a victim of identity theft, or to recover if damage has already been done.

Credit Report Review

BALANCE counselors are certified credit report reviewers and know their stuff. They are your financial gurus, here to give you the right guidance and support, whatever your financial situation.

More Solutions

Lots of other resources are available, like tool- kits and videos for college students, unemployment, retirement, and budgeting.