Loans
Loan Rates
Rates current as of July 10, 2023*
All rates are subject to change. Please check with Mint Valley FCU for current rates and special offers. Fees could reduce earnings.
*Rates and financing are offered based on applicant’s credit worthiness and the term of the loan. Rates quoted are annual percentage rates (APR).
**Max term of 120 months.
**In addition to your loan application, we request the following information to process your loan request:
- Current pay stub with YTD earnings included
- Three months of past bank statements (only necessary if you do not currently bank with us).
Mint Valley FCU Auto Loans at the Dealers
Do you want to make sure you’re getting the best loan rate for your vehicle? Now you can get the same low-rate auto loan while you’re at the dealership, even when the credit union is closed.
Through our convenient Credit Union Direct Lending program, you can visit a participating auto dealership in Washington, Oregon or Idaho, and finance your vehicle through Mint Valley Federal Credit Union. They will process your loan application with us, and upon approval, you drive away in your new car.
For a list of Northwest auto dealers, or for more information, visit cudl smart, or call our loan department at 360-425-5444.
It’s easy to become one! Complete the Mint Valley FCU Membership Application below today.
Our loan application process is quick and easy. It only takes a few minutes!