Personal loans for personal goals. Our goal is to help make your goals a reality. At Mint Valley Federal Credit Union, we understand that there are many milestones in life and we have the resources to help you reach each one. From your first credit card to your first car, a much-needed vacation or a new home, we are here to help.

In addition to your loan application, we will also need the following information:
Current paystub with YTD earnings
Three (3) months of bank statements if you don’t currently bank with us

Auto Loans

Secured Loans

Unsecured Loans

RV Loans

Boat/Jet Ski Loans

Motorcycle Loans


Rates current as of Feb. 19, 2021*

We make the loan process quick and painless. You don’t have to have amazing credit to get a loan, we know life gets messy. We are here to help, not judge. Simply apply online when it is convenient, or better yet, just stop by to see us!

Please call us to talk about specific rates.

Auto Year 2019-2021 84 mos 2.99 – 15.24%
Auto Year 2012-2018 84 mos 3.49 – 16.40%
Auto Year 2011 & Older 84 mos 7.99 – 17.99%
RVs & BOATS 120 mos 5.25 – 18.00%
Motorcycles, 4-wheelers, Jet-Skis, Wave-Runners 84 mos 5.50 – 18.00%
UNSECURED 60 mos 8.49 – 18.00%
SHARE SECURED 120 mos 2.05%**

All rates are subject to change. Please check with Mint Valley FCU for current rates and special offers. Fees could reduce earnings.

*Rates and financing are offered based on applicant’s credit worthiness and the term of the loan. Rates quoted are annual percentage rates (APR).

**Max term of 120 months.

Mint Valley FCU Auto Loans at the Dealers

Too busy to call us or stop by for your next auto loan? Now you can get the same low-rate auto loan right at the dealership, even when the credit union is closed! This convenient and easy program is called Credit Union Direct Lending. It’s simple. Just visit a participating dealership in Washington, Oregon or Idaho and tell them you want to finance your next car with Mint Valley Federal Credit Union. They will process your application and upon approval, you will drive away in your new car. For a list of northwest dealers or for more information, visit cudl smart or call our loan department at 360-425-5444.

Not a member yet? No problem, complete the Mint Valley FCU Membership Application below today!


Check out this user friendly calculator to see how quickly you can pay off your loan.


We make the loan application process quick and easy. Get started today!