Auto Loans
New & Used Auto Financing
Whether it’s a reliable car to get to work, a truck that helps get the job done, or something spacious for the whole family, Mint Valley Credit Union is here to help you move forward with confidence and a payment you can afford.
Financing That Fuels Growth
- Rate match guarantee—we’ll meet or beat your current offer.
- GAP Plus Protection to safeguard your investment.
- Quick & easy application process for simple, convenient financing.
- Weekly payment option for smarter budgeting and faster payoff.
Get Preapproved Today, Prepare for Tomorrow
Know exactly what you’ll pay before heading to the dealer. Shop with confidence and drive off with a payment plan designed to support you at every mile.
Auto Loan Refinancing
Looking for ways to save on your current auto loan? Make it happen with our Save a Mint Auto Refi program!
Bringing your current auto loan to Mint Valley gives you the chance to keep the car or truck you love while securing a new payment you’ll like. That’s because refinancing with Mint Valley means you could:
- Lower the monthly payment on your car or truck.
- Switch to weekly payments for easier budgeting.
- Pay off your vehicle faster and/or at an earlier date.
- Get a lower interest rate, saving you hundreds of dollars.
Before Applying to Refi
If you are considering refinancing, gather the following information before you apply to speed up the process.
The Vehicle’s Registration
All parties listed on the title will need to sign off for any refinance to proceed.
Your Most Recent Pay Stub
Self-employed parties who do not pay themselves with a pay stub will be asked for 2 years of personal and business tax returns.
The Current Loan’s 10 Day Pay Off Info
10 Day Pay Off Info includes A) the address payment is to be sent to, and B) the current principal balance plus any unposted interest plus another 10 days of accrued interest. Contact your current lender directly for this information.
If you have any questions, contact Mint Valley at [email protected] or (360) 425-5444.
Mint Valley at the Dealer
Now you can get the same low-rate auto loan while you’re at the dealership, even when the credit union is closed!
Through our Credit Union Direct Lending program, you can finance your next vehicle onsite at auto dealerships in Washington, Oregon, or Idaho.
For a list of all participating Pacific Northwest auto dealers or for more information, visit CUDL smart or call our loan department at 360-425-5444.
Auto Payment Calculator
Estimate your monthly payments or see how quickly you can pay off your loan using our handy Financial Calculators!
Membership eligibility required. All loans are subject to credit approval. Your overall creditworthiness may determine the amount financed, interest rate, and terms available to you. Additional terms and conditions may apply. See Mint Valley Federal Credit Union for full details. This credit union is federally insured by the National Credit Union Administration.
It’s easy to become one! Complete the Mint Valley FCU Membership Application below today.
Our loan application process is quick and easy. It only takes a few minutes!