3 Ways To Save on Back to School Expenses
“The second busiest retail season of the year, next to holiday shopping.” That’s what one National Retail Federation report had to say, noting that back-to-school expenses would hit a record high for the 2021-2022 school year, averaging $789.49 per child. That’s up from the average of $696.70 last year. If that number gives you heartburn, […]
Car prices hit a record high. Why, and what that means for you.
The average new car price hit a record $38,255 in May, according to JD Power. That’s up 12% from the same period a year ago. If you’re out car shopping right now, be prepared to pay big bucks for that vehicle. About two-thirds of car buyers paid within 5% of the sticker price in May, […]
3 Ways to Save Money This Summer
Wouldn’t you rather spend your money on making lasting memories with friends and family this summer? If you’re on a tight budget but still want to enjoy all that summer has to offer, here are three ways you can save. Save up to $300 by packing your lunch. Making your lunch is usually healthier and way […]
3 Reasons to Not Pay Off Your Loan Early
You may hear lauded financial experts talk about the benefits of paying off your loan early, and what they say is right…mostly. However, are there circumstances when paying a loan off early could be more hurtful than helpful? Let’s take a look. While paying loans off early can have big benefits like freedom from debt […]
Will There Be a Fourth Stimulus Check Sent Out?
A group of lawmakers is starting to call for the fourth round of stimulus checks, just as the final payments from the third round are starting to hit mailboxes. On March 30th, a few U.S. Senators wrote a letter asking President Biden to consider both recurring direct payments as well as automatic unemployment insurance extensions […]
Don’t Let Amazon Become Scam-azon
“There’s something wrong with your Amazon account.” It could be a suspicious purchase, a lost package, or an order they can’t fulfill. If you’ve received one of these calls and hung up, you did the right thing. Spam calls are running rampant right now from scammers pretending to be companies like Amazon and Apple trying […]
Five Ways You Can Spring Clean and Make Money
While your idea of fun probably isn’t cleaning out the garage, closets, and kitchen all weekend spring cleaning, as the weather warms up, can be shockingly refreshing. Not to mention, you could also make some money in the process and find some cool stuff. Did you know 78% of people get into spring cleaning every […]
How Your Credit Score is Determined, and Three Ways You Can Improve It
Maybe you’ve applied for a loan in the past and the loan officer gives you your credit score. It may be high, it may be low, but you’ve probably wondered how exactly is it measured? First, credit scores are usually used to differentiate the likelihood that you will pay back a loan, or not. The main consumer […]
What is Credit Disability Insurance? Do You Need It?
If you’ve ever applied for a loan, there’s a good chance you’ve been asked about adding credit life or credit disability insurance to your loan. Your response? “No thanks.” In some cases, you don’t need it. But in some cases, it’s worth a second look. Before you can decide if it’s right for you, it’s […]
Expensive car repairs: Fix it or trade it?
Every time your dashboard lights up with a mechanical failure, your mind instantly wonders, “what’s wrong this time?” Your next thought is realizing that you have to decide — repair it or not. Depending on the age of your car, what you paid for your car versus what it’s worth now, and the type of […]