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Mint Math =  It’s Shopping That Doesn’t Count

With Mint Valley, using your credit card feels like shopping for practically free: low rates, no annual fees, and rewards that basically pay you back?

That’s just Mint Math.

Low Rates + No Annual Fees + Mint Rewards

With Mint Valley’s credit cards, you’ll earn rewards on Every. Single. Purchase.

Forget BNPL’s sky-high interest rates and hidden fees—Mint Valley keeps it simple and, more importantly, affordable.

  • Low Rates: No surprise fees or hidden charges.
  • Mint Rewards: Earn points that can actually make a difference in your life.
  • No Annual Fees: Keep more of your money where it belongs—with you.


No matter how you look at it, BNPL just doesn’t add up. Do the Mint Math and start earning with every purchase today.

We’ll Show Our Work Let’s say you spend $250 at your favorite store.

With Mint Math:

250 Rewards Points + Low Rate Payment + NO Hidden Fees
= Practically Paid to Purchase!

Using BNPL:

NO Rewards + High Interest Rates + Surprise Fees
= 3x the Price…

Ready to see how much you can get using Mint Math? Give it a try!

*Not all members may qualify. All fee schedules and rewards are subject to change. See credit union for details.

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