The Car Dealership: Myth-busted
There are a few occupations that instantly make us think of skeezy men in cheap suits looking to prey on your good nature. You’ve got lawyers, you’ve got loan sharks, and then you’ve got the car salesman. Even with all the balloons, colorful flags, and waving tube men, stepping foot on a car lot can […]
Fun Fall Activities To Do On A Budget
With the leaves changing colors and that nice cool crisp feeling back in the air, the autumn season has finally arrived! Are you looking for ways to enjoy the fall without falling into debt? Well, get your pumpkin spice, grab a football, and pick up that rake in the garage, because we’re about to explore […]
The Cost of Raising a Child
As inflation continues to wreak havoc on the middle and lower socioeconomic classes, many will feel the sting of rising costs in different areas of their lives. Those with children can attest to this fact, as the statistics show that raising a child can cost upward of $310,000.00 from infancy to age 17. This does […]
Start Saving and Stop Spending
Credit reports, budgets, goals, and debt can be frightening words and concepts whether you are hearing them for the first time or the hundredth time. They are chilling because they are important in leading a healthy financial lifestyle, but we may not be well-versed in what they mean. Once you become familiar with the world […]
What’s The Buzz on NFTs?
If you’ve spent any time online or watching TV over the past year, you’ve probably been inundated with a slew of advertisements promoting “non-fungible tokens,” more commonly known as NFTs. But despite the hype, excitement, and celebrity endorsement surrounding the industry, many still don’t quite understand what an NFT even is, let alone how they […]
Living Paycheck-to-Paycheck: A Credit Union Solution
Making ends meet. A shoestring budget. Scraping by. Scrimping. No matter what you call it, a recent study finds that seven out of ten Americans are now living paycheck-to-paycheck. If you’ve never had to adopt this lifestyle, consider yourself lucky. At Mint Valley FCU we understand the immense burden that a paycheck-to-paycheck budget can place […]
2022: This Is the Year You Break Up with Your Bank
Breaking up isn’t easy, that’s why there are so many heartbroken songs on the topic. From the heartache to the tears to the melodramatic balladry, no one likes a breakup…. That being said, we’ve all been in a position where a breakup is probably the best thing for us. We’ve been in those toxic relationships […]
Dangers of “Buy Here, Pay Here” Car Lots
When you want to buy a new car, “buy here, pay here” car lots can be enticing. On the surface, it looks like they are offering good prices for quality vehicles. When something seems to be too good to be true, though, there’s most likely a catch. You might get yourself into an auto loan […]
What’s the Big Deal About Bitcoin?
Bitcoin was the very first cryptocurrency and still remains one of the most popular. If it has piqued your curiosity, you’re not alone. You’re also not alone if you have no idea what Bitcoin is or how its value is determined. If you’re interested in investing in Bitcoin, it is important to learn more about […]
3 Dealership Warning Signs for Car Buyers
When you’ve finally decided that you want to buy or get an auto loan for a new car, the last thing you want to experience is being cheated by the dealership. Although there may be some wiggle room in terms of negotiating prices and options, all car dealers need to be upfront and honest in […]